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Chapter 128 – Wisconsin

Never go into a Courtroom Alone!


A Chapter 128 action is NOT bankruptcy. Bankruptcy is governed by Federal Law, whereas a Chapter 128 “Voluntary Amortization of Debts” is governed by Wisconsin State Law. A Chapter 128 is a bankruptcy alternative that allows people to avoid filing for bankruptcy, while paying off their debts over a period of time, interest, penalty and garnishment free! Other benefits of a Chapter 128 include:

  • Costs less than filing for bankruptcy
  • Can include almost any unsecured debt in repayment plan
  • Can pick and choose what debts to be included in plan
  • Stop wage garnishment
  • Stop attempted execution of property
  • Stop harrassing creditor calls
  • Protect your credit and score
  • No limit on how many times action can be filed
  • No time limit between 128 filings

Most clients can have their Chapter 128 action filed within 24 hours of hiringKaehne, Cottle, Pasquale & Associates, S.C. We can help you get out of debt now. Call us today to schedule your FREE INITIAL CONSULTATION and we will answer all of your Chapter 128 questions.

Our Results

Find out what our trial-tested defender can achieve.

Result One

[I was] very pleased with the work – [they were] the best lawyer[s] I ever had." (A.P.)

Result Two

You helped me so much when I really need it the most, thank you for your understanding and help..." (K.C.)

Result Three

"I felt very reassured after speaking with members of your firm...Thank you!" (L.B.)