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Chapter 128 - Wisconsin


A Chapter 128 action is NOT bankruptcy. Bankruptcy is governed by Federal Law, whereas a Chapter 128 "Voluntary Amortization of Debts" is governed by Wisconsin State Law. A Chapter 128 is a bankruptcy alternative that allows people to avoid filing for bankruptcy, while paying off their debts over a period of time, interest, penalty and garnishment free! Other benefits of a Chapter 128 include:

  • Costs less than filing for bankruptcy
  • Can include almost any unsecured debt in repayment plan
  • Can pick and choose what debts to be included in plan
  • Stop wage garnishment
  • Stop attempted execution of property
  • Stop harrassing creditor calls
  • Protect your credit and score
  • No limit on how many times action can be filed
  • No time limit between 128 filings

Most clients can have their Chapter 128 action filed within 24 hours of hiring Kaehne, Cottle, Pasquale & Associates, S.C. We can help you get out of debt now. Call us today to schedule your FREE INITIAL CONSULTATION and we will answer all of your Chapter 128 questions.

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