A Chapter 128 action is NOT bankruptcy. Bankruptcy is governed by Federal Law, whereas a Chapter 128 "Voluntary Amortization of Debts" is governed by Wisconsin State Law. A Chapter 128 is a bankruptcy alternative that allows people to avoid filing for bankruptcy, while paying off their debts over a period of time, interest, penalty and garnishment free! Other benefits of a Chapter 128 include:
Most clients can have their Chapter 128 action filed within 24 hours of hiring Kaehne, Cottle, Pasquale & Associates, S.C. We can help you get out of debt now. Call us today to schedule your FREE INITIAL CONSULTATION and we will answer all of your Chapter 128 questions.